Day: February 7, 2017

Do you know what financial freedom is? It’s when you don’t ever worry about money. We live in a world where we inevitably need money to cover all our needs, to have a warm house in winter, clean water and food on the table. We need health care and to be able to pay for treatments and medicines. Children’s clothing that fits and is suitable for their age. And education.

Maybe, money doesn’t bring us happiness. But the lack of it causes us many problems: the stress of not knowing how to pay for your child’s orthodontic treatment, or if your car breaks down, so you will have to find money to fix it… Those things don’t get along with happiness.

Financial freedom is to create a life situation in which these things don’t matter any more, and you can do whatever you want, without your life being an endless race to pay the bills.
In order to reach this point, there is a formula developed by Robert Kiyosaki, a very intelligent gentleman, who you may have heard of. The elements of the formula are the pillars that support your financial freedom. Here are the main and most obvious of these pillars.

1 – Financial education.
It’s a kind of education that you don’t get in schools. It will help you understand the world economic system that affects your mortgage, your credits, your savings account. You really need this information, because what you have been doing with money is what prevents you from being free to live.

2 – Personal development.
In addition to learning to manage your money, to be financially free, you have to find other sources of income. This will inevitably make you think about creating a part-time business in addition to your regular job or even start to undertake full-time. But to do this, you have to consider your fears and defeat them. You will also have to learn to deal with new things and work in areas you are not familiar with.

3 – Lead.
Kiyosaki says that in a successful business, people count more than the product. This means that, if you want to reach the top, you need a good organization, leadership skills, an extensive network of contacts and a united team, rather than just a product or a service. You need to develop your personality and your leadership skills, because you are the one who will make your brand succeed.

4 – A team, brotherhood and common dreams.
Business is a team affair. People are important, they must be united by common dreams, values and similar way of thinking. This is an unstoppable force: people you meet, work with, those who are part of your personal and professional life.

5 – Realize that you don’t create wealth, but freedom.
Don’t think about numbers and results as if your goal was just to create a fortune. What you create is a project that will allow you, in the long run, to have a life in which you have time for yourself and your family, in which you like your job, and money is not your main concern or the main reason to get up in the morning. The real wealth is knowing that you will be able to deal easily with any problem or difficulty.

“Like” Mariana Lopez de Waard’s page on Facebook in order not to miss anything! And if you want to be part of a strong and united team, please send a private message with your details, and she will contact you.


The best thing that has happened to me in my professional life is discovering the network marketing industry.

Unfortunately, because of the general social perception of this industry, I hadn’t discovered it earlier. And right now, after 4 years here, I cannot and don’t want to imagine doing anything else.

What some of you may lack in your recipe for a massive success is that pride, that security in this industry.

When I worked as a software developer for a large IT company in Germany, people used to say “wow, what a cool job!” But I had to work within a strict schedule, doing the minimum of 40 hours a week, only go on vacation when the boss allowed me to…

How come someone who has a university degree, maybe even two, speaks several languages and works for another person for a salary is better perceived than an entrepreneur who does network marketing earning 50 times more and all for themselves?

I don’t get it.

You have to start looking up. Don’t let people wash your brain. Develop your confidence. Accept the fact that you can do this. Stop letting broken people control your thoughts. You should go for your dreams.

When people ask if what you do for a living is network marketing, don’t behave strangely or get uncomfortable, don’t hesitate or stutter or overthink it: “Well, it’s a bit like this… you know, social retail, relationship marketing, person-to-person direct sales…”

NO, my friends! It’s network marketing. We are part of an industry with a $180 billion annual turnover. You must be SUPER proud!

I’m amazed when people who are supposed to be intelligent think that what we do is weird, crazy or illogical.

Oh, I see, it’s better to ask for a loan from a bank or, god forbid, a family member to be able set up a restaurant, a clothing store or a construction business, for example. In 2017, that is pure madness to me.

Just a few examples: Main Franchise Costs.

Jimmy Johns: $ 326K- $ 555K
Hampton Hotel: $ 42- $ 14.9M
Super Cuts: $ 144K- $ 294K
Anytime Fitness: $ 80K- $ 490
Subway: $ 117K- $ 263K

How sane is anyone willing to drive for a sandwich? How many competing gyms are already in your city? How many haircuts do you need to make to earn $150,000?

In my opinion, running a traditional business in 2016 is like returning to slavery. You have to be there 24/7, because you cannot fully trust your employees. Your expense burden is crazy: rent, electricity, tools, machines, licenses, repairs, etc.

Headaches and stress every day.

In our industry, paying 150€, 500 € or even 1000€ in some cases is cheap, considering our salaries. You have access to great mentors. Champions, really… People who really have time, money, freedom. They are ready to train you and help you achieve what they have achieved. No rent, no employees, no highly expensive equipment. Wow! Here you have to spend 100€/150€ a month for products or services that make you healthier or bring you benefits. And this is when a company has a physical product. In FinTechs, like OneLife, not even that!

Now, this really is outrageous.

This industry is the simplest way for the average person to create wealth. I challenge you to show me something better. Please.

It’s 2017, and we can reach 60 different people in 60 countries in 60 seconds with our smartphones. Start thinking about the present rather than about the past. Remember, if you do what everyone else does, you are probably lost.

And if you win the rat race, you’re still in the maze.

Many government people in a privileged situation and with control would rather we’d not deviate from the scripts they gave us, those patterns and unwritten rules about how to live our life. The education we receive at school only makes us better employees. Getting special training and challenging our own way of thinking is the first step to truly understand freedom. Leave the labyrinth. Discover that there is another way to work, to live and to enjoy life. And little by little, we are achieving it.

The history books our children will use in 2020 or 2030 will talk about this industry: the industry which millions of people work in and which changed their lives.


“Like” Mariana Lopez de Waard’s page on Facebook in order not to miss anything! And if you want to be part of a strong and united team, please send a private message with your details, and she will contact you.


The Blockchain, the technology behind the OneCoin operation, began its existence being the account book of Bitcoin.
And apart from Bitcoin, there are many other cryptocurrencies, like the already mentioned OneCoin, and also many other usages.

This invention clearly has a great technological potential for the future, and it’s not surprising that everyone wants to have a piece of it and patent any discoveries that can be added.

There is a long course of innovations, improvements and experimentation from the original blockchain to what it will become in a few years. The core of the technology was made public, supposedly, by its creator. However, every change, every user has been adding some signatures, authorship and patents to it, although there are also many open-source improvements.

This means that in the near future, the blockchain technology may perhaps benefit from the race between various investigations to become the first to discover a new way of using it. But it can also be damaged, because all of those patents can slow down the progress or usability of certain new features. Whatever the case, in the near future, we will be seeing the blockchain developing, hopefully for the better, used globally by different entities and by millions of people. The technology will probably become a little part of everybody. A result of ambition, in part, of the lust for innovation and of the desire to come first to where the world is already going.

There could currently be hundreds of patents related to Blockchain improvements waiting to be accepted. And big financial companies, including banks, are not far behind, as they may become obsolete, if the use of the blockchain and cryptocurrencies becomes public and massive. So, they are looking for new ways to adapt the technology to their own services so as not be replaced.

This war for leaving one’s mark before others in this emerging technology is the clearest sign that the blockchain is going to be the main part of our technological and financial habits of the coming years.


“Like” Mariana Lopez de Waard’s page on Facebook in order not to miss anything! And if you want to be part of a strong and united team, please send a private message with your details, and she will contact you.